Sprout Mortgage is your source for vacation home mortgages
Most banks require a W-2 and tax return to qualify for a mortgage. Sprout Mortgage is a direct lender specializing in mortgages for real estate investors and self-employed individuals. We have loan programs specially designed for our customers’ unique needs.
Sprout Mortgage offers the following services:
- Debt Service Coverage Loans: Qualify based on the rental income from your property
- Bank Statement Loans: Ideal for self-employed borrowers whose income is best represented by their bank statements
- Asset Depletion Loan: Ideal for borrowers with more assets than income, including retirees and high net worth individuals
- Full Doc Loan: Traditional mortgage financing with standard qualifying criteria
Please note, we do not lend in the following states: AK, IA, IN, KY, MA, ME, MO, MS, NE, NH, NM, NY, SD, VT, WV, WY